Kotor Services

The Old Town interior is given over almost entirely to residential, retail and food trade, the service trade that visitors actually need (banking, post, telecoms, healthcare admin, legal) sits along the bay road north and south of the Sea Gate, with a secondary cluster around the Kamelija shopping centre and a third near the bus station.

Banking. Four main banks run branches near the Old Town: NLB, CKB, Erste and Hipotekarna. All offer currency exchange, international wire transfers and card services. Hours are typically 08:00 to 15:00 weekdays and 08:00 to 12:00 Saturdays. ATMs cluster at the Sea Gate, the bus station, the cruise port and the Kamelija centre; most accept international Visa and Mastercard with standard withdrawal limits in euros. Independent currency-exchange offices on the bay road handle dollars, pounds and Croatian kuna at competitive rates.

Post, couriers and printing. The main Pošta Crne Gore office sits near the bus station and handles stamps, parcels and basic courier services. DHL and FedEx agent shops handle international parcels with door-to-door pickup. Print shops along the bay road cover photocopying, scanning and small-format printing.

Mobile and internet. Tourist SIM cards are sold at Telenor, Mtel and One Crna Gora kiosks at the Kamelija centre and along the bay road for €10 to €20 with several GB of data included. Public Wi-Fi outside cafés is patchy; for reliable data a local SIM is significantly cheaper than international roaming.

Laundry and dry cleaning. A handful of laundromats and full-service laundries operate in Dobrota and along the bay road. Drop-off before noon usually means same-day pickup; hotel laundry is roughly twice the price.

Emergencies. The single emergency number is 112. The nearest hospital is the Kotor general hospital on the bay road south of the Old Town, with a 24-hour emergency department. Non-urgent consultations go through the Dom Zdravlja public health centre. The police station sits near the bus station. Tourist information runs from the office on the seafront opposite the Sea Gate, with English-speaking staff through the season.